Tuesday, March 25, 2008

Where to Find Car Insurance Companies With Low Rates

The best way to find the best price for something online stores, and it is especially the case when it comes to car insurance, where prices can vary by hundreds of dollars from one company to another. How to find a reliable car insurance companies with low prices.

Comparison Shop

Basically, there are three ways to shop car insurance:

1st Call local businesses - Call your local insurance companies can hour of your time enough to compare fares. Also, many agents will not give you quotes over the phone because they want you to come into their office so they can try to sell you their company's insurance.

2. The Internet surfing - surfing the Internet is much faster than the call to the agent on the phone, but it has one hour of your time, from a single corporate site to the next and filling out an application for each quote you want.

3rd Visit an insurance comparison site - This is by far the easiest to get rate quotes. The advantages of using one of these sites are:

* You only need to fill out an online questionnaire to offers from several companies.

* You start your offers within a few minutes of completing the questionnaire.

* You can change your deals in the privacy of your own home.

* The best comparison websites feature an online chat service so you can get answers to your questions and get advice on how to lower your premium. (See link below.)

Look at the company

In addition to getting a good price you also want a good company. Fortunately, there are ways to check out companies on the Internet. Here are three sites that you can use to verify that a company:

* Your state Department of Insurance website - All states maintain a department of insurance Web site, and the majority of these sites provide a list of complaints filed against insurance companies. Choose a company with the least complaints.

* JD Power & Associates (jdpower.com) - JD Power rates, according to the company, they receive feedback from businesses. It should be for a company with a three-star rating or higher in the "Overall Experience" category.

* A.M. Best (ambest.com) - The A.M. Best Corporate rates companies based on their financial stability. Go with a company, with an "A" rating or higher.

Where to Get Low Rates

Visit http://www.LowerRateQuotes.com or click on the following link to get car insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.


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